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Optimizing Retirement 
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Tax strategies – understanding how taxes affect all monies (taxable/tax deferred/tax free)

Social security – if you get or will get social security how does that impact your retirement

Retirement – Creating and planning for the retirement you want

WHAT PEOPLE ARE SAYING

S.W.A.T (Something with Taste)-


"Very Informative for me since I am a new business owner. I am grateful for the Profit First information piece and how to plan for my retirement in the future."


I am grateful for the Profit First information piece

Wildflower Hair Care

"Incredibly impressed with what I've seen so far, this bootcamp has helped me with my salon business in a wonderful way worth the money, time, and April and Bobby are great!"


worth the money, time, and April and Bobby are great!

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Roger Kubitz

"The detail and complexities for businesses trying to get the edge in their said fields, were explained in great detail leaving you with a plethora of excitement for your individual and businesses future. Along with April's expertise and her speakers, everyone would gain knowledge from her seminars. Do yourself and your business a great favor by scheduling a personalized meeting. Thank you April!"

Do yourself and your business a great favor by scheduling a personalized meeting.

Book a chat

After nearly 30 years with the Durham Police Department, rising to the rank of Captain, April Browne faced her final challenge: deciphering her pension plan. The murky information left her unsure about her financial future, until she discovered Charlie Jewett and Renovating Retirement. As a client, April uncovered crucial insights about her pension and taxes, realizing she could secure a guaranteed income immune to economic fluctuations.

The impact was so profound that April trained in the Renovating Retirement process to bring this knowledge to her community. Now, as an expert coach with Zelken Financial Services, she helps law enforcement officers navigate their financial futures with confidence and clarity, ensuring they achieve the same security she found.

About Your Coach

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Kindly, April

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How I Help?

We take a look at your current assets (e.g. savings, IRAs, property) and streams of income (e.g. pension, salary, rentals, Social Security).



This includes things like cost of living, mortgage payments, and other debt. What does your income need to cover and what might be unnecessarily draining?




We take a look at your current assets (e.g. savings, IRAs, property) and streams of income (e.g. pension, salary, rentals, Social Security).



We take all of these elements into consideration to develop a plan with time horizons and tax strategies that suit your unique needs.




At a minimum, we schedule 2 annual reviews with you to improve and adjust your plan as you go to and through retirement.




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